1. Acceptance of Terms
By accessing or using Invozaa (“the Service”), you confirm that you are at least 18 years old (or the age of majority in your jurisdiction) and that you agree to these Terms of Use in full. If you are using the Service on behalf of a company, organisation, or government entity, you represent that you have authority to bind that entity.

2. Description of the Service
Invozaa provides a web-based invoice and receipt creation platform, branded PDF document generation, payment-processing integrations for document downloads, client directory management, and business reporting features.

3. User Accounts & Authentication
Access to paid features of the Service requires a registered account authenticated exclusively by email-delivered magic links, with no reusable password stored on our systems. You are responsible for maintaining the confidentiality of your registered email inbox. Notify us immediately at support@invozaa.com of any unauthorised use of your account.

4. Payment, Refunds & Download Quotas
Paid PDF downloads are charged in the currency and amount configured in your account flow at the time of checkout. Each document paid unlocks a branded PDF with up to 5 permitted downloads of that document per paid transaction (exact quota is displayed before payment). Fees charged by third-party payment processors (for example Flutterwave) are non-refundable once a transaction has been successfully processed. Refund requests related to service errors should be emailed to support@invozaa.com within 14 days of the transaction.

5. Intellectual Property & Branding
You retain full ownership of the invoice and receipt content you create using the Service. When you upload a logo, business name, or trademark, you grant Invozaa a limited, non-exclusive, revocable licence to render that material inside your generated PDFs and inside your authenticated dashboard. The Invozaa software, visual designs, trade dress, and the choice of colours, typography, and page composition are © 2026 Invozaa. All rights reserved.

6. Acceptable Use
You may not use the Service to generate invoices or receipts for illegal, fraudulent, or sanction-restricted transactions; to impersonate any person or entity; to attempt to reverse-engineer, copy, or redistribute the software; or to submit content that infringes on third-party copyright, trademark, or privacy rights. Violation of this clause results in immediate account suspension.

7. Disclaimers
The Service is provided on an “AS IS” and “AS AVAILABLE” basis. To the maximum extent permitted by law, Invozaa disclaims all warranties — express, implied, or statutory — including merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee uninterrupted uptime, the correctness of any financial calculations, or the deliverability of any PDF file.

8. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall Invozaa, its officers, employees, or contractors be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or use, arising out of or related to these Terms, even if advised of the possibility of such damages. Our total aggregate liability to you for any claim arising out of the Service in any 12-month period shall not exceed the total fees actually paid to us by you in that period.

9. Termination
Either party may terminate this agreement at any time by closing your account. Termination does not relieve you of obligations to pay accrued fees. Provisions of these Terms that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, and governing law — shall survive.

10. Governing Law & Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict-of-law principles. Disputes not resolved informally within 30 days of written notice to support@invozaa.com shall be submitted to the exclusive jurisdiction of the courts of the Federal Capital Territory, Abuja.

11. Changes to Terms
We may revise these Terms from time to time by posting a new “Last updated” date at the top of this page. Material changes are notified via email to your registered account. Continued use of the Service after the effective date of a change constitutes acceptance of the revised Terms.

12. Contact
Questions about these Terms should be sent to support@invozaa.com.